Why your money never works out the way you plan?

     If I ask you this question, “why does your money never work out the way you plan?” many of you would be unable to answer. Because of our ever-increasing needs, desires and aspirations, we always run out of money.

     If an angel meets you and says,“Tell me what you want, I am ready to give it, many of you will disclose their desire of becoming a billionaire.” We all want enough money, good wealth, and prosperity in life. Even though money is not everything, we cannot deny that it is an essential means of our survival on earth. It makes possible the best of the enjoyment the earth affords. That’s why everyone wants enough money in life.

     We all want to be rich. When we look at society, we always see the rich getting richer. So what is the secret that the rich have come to understand by which they are getting richer? We see that many people in society have built their world from scratch. So how did they get it? Whether they did it all in one night? No, they put their money to work and give it enough time to create wealth.

    Then why does your money never work out the way you plan? There are many people in my acquaintance who do not even know where their income is getting exhausted. Because they would not have planned their money properly. Once, I asked one of my gentle acquaintances, “Do you pay yourself like you pay everyone for a month?” He was confused by my question. The reason is that many of us don’t plan income and expenditures. Always,one should pay himself first.We need to set aside some money for ourselves each month for our bright future. This means that when you have some money, you need to set aside a certain amount for yourself first and then you have to meet your other expenses, regardless of whether you have any balance left over from other expenses. In short one must have a targeted saving.

    Wealth is not something that is created overnight.Remember that even the wealthiest people started out of small. Start to save at least something. Wealth is like a tree growing from a tiny seed. The first amount you save is like a seed from which your tree of wealth shall grow. The sooner you plant that seed the sooner the tree grows. And the more faithfully you nourish and water that tree with consistent targeted savings, the sooner may you bask in contentment beneath its shade.

     Counsel with a wise person. Seek the advice of a person who knows the secrets of wealth expansion and  whose daily work is to deal with money. In wealth creation, small return and safety is far more desirable than risk. Advice is one thing that is freely available in society, but be aware that you take only what is worth having. One who takes advice about his/her savings from one who is inexperienced,in such matters, shall pay with his savings for proving the falsity of their opinions.

     You should first learn to live upon less than you could earn. Next you should learn to seek advice from those who are  competent through their own experiences. Finally, you have to learn to make money work for you.You have to teach yourself how to earn money, how to keep it, and how to use it. Thus, you shall be competent for a responsible position.

      Enjoy life while you are alive. Prioritize your expenses, do not over-strain or try to save too much. If one-tenth out of your total earnings, is as much as you can comfortably save, be content to keep this portion. Slowly increase it as your income increases. Live otherwise according to your income and let not yourself get niggardly and afraid to spend. Life is good and life is rich with things worthwhile and things to enjoy.

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